United Income, Inc. (Washington)


United Income, Inc. is a large advisory firm based in Washington. It manages $746.05 million of regulatory assets for 750 client accounts. It has been registered with the SEC as an adviser since 2017 and has operated in the jurisdictions of Arizona, California, Colorado, and 23 other states.

United Income provides financial planning services, portfolio management for individuals and small businesses, portfolio management for businesses and institutional clients, and pension consulting services. It prepares financial plans for more than 499 clients. On top of advisory services, the firm doesn't engage in other business activities.

United Income: assets under management

The assets under management (AUM) of United Income, Inc. is $746.05 million, all of which is managed in discretionary accounts. The firm's AUM has grown by 645% since the beginning of its operation, and the company doesn't manage any assets belonging to foreign clients.

The firm manages $746.05 million in discretionary accounts. On average, the discretionary accounts where all decisions are made on behalf of the client hold $994.74 thousand each.
United Income has custody of $287.25 million in cash and securities for 454 clients in total but doesn’t act as a qualified custodian.

Investments

The firm invests in investment and business development companies the most. They account for 58% of the total AUM. The second-largest asset type is exchange traded securities, which make up 32% of the firm’s portfolio. Investments in state and local bonds form 4% of the total invested assets.

Fees & Commissions

The advisory firm has several streams of revenue. Clients pay United Income, Inc. for their services and products based on a percentage of assets under management and fixed fees. Compensation based on assets under management promotes a long-term relationship between a client and the adviser and helps align mutual interests. These fees don’t include brokerage commissions, interest, taxes, and other account expenses.

What kind of clients Jeffrey David Oberstein serves?

The firm provides services to individuals, charitable organizations, high net worth individuals, corporations or other businesses, and pension and profit sharing plans. The largest group of clients of Jeffrey David Oberstein is high net worth individuals with 169 clients and $428.19 million of assets under management. Among the 10 most similar advisory firms, United Income has the 3rd highest percentage of high net worth individuals out of all clients.

The amount of regulatory assets under management is $746.05 million for 750 clients that can include trusts, estates, and 401(k) plans and IRAs of individuals and their family members. None of the firm’s clients are foreign persons or businesses.

United Income doesn't advise any private funds.

Careers at United Income, Inc.

The company employs 44 people that are either part- or full-time employees. 34 percent of the employees work as investment advisers or researchers. 15 employees are registered as investment adviser representatives with the state securities authorities.

There isn’t anyone with the role of looking for and bringing in new clients on behalf of the firm. The firm compensates employees in addition to the salary for bringing in new clients. Employees don’t receive compensation from other entities for client referrals.

Jeffrey David Oberstein has been acting as President since 1 Aug 2018. Allison Ann Ferko joined the executive team most recently as the Chief Legal Officer.

Direct owners and executive officers


Name Entity Date acquired Ownership Employer ID
Benyamin Yehudah Meirowitz Chief compliance officer 1 Apr 2016 Other 5607250
Matthew Cruickshanks Fellowes Chief executive officer, stockholder 1 Jun 2016 25% - 50% 6720723
Morningstar Inc Stockholder, preferred stockholder 1 Jun 2016 25% - 50% 36-3297908
Fellowes Ventures Llc Preferrred stockholder 1 Jun 2016 Other 30-0944086
Matthew Cruickshanks Fellowes Managing member 1 Oct 2016 25% - 50% 6720723
Morningstar Inc Member 1 Oct 2016 25% - 50% 36-3297908
Fellowes Ventures Llc Member 1 Oct 2016 Other 30-0944086
Omidyar Network Fund Llc Preferred stockholder 1 Nov 2016 Other 20-1685770
Jr. James Richard Mcclamroch Director 1 Dec 2017 Other 7009097
Gavin Andrew Beske Chief compliance officer 1 Mar 2018 Other 4805159
Capital One National Association Preferred stockholder 1 Aug 2018 Other 72-0210640
Jeffrey David Oberstein Director 1 Aug 2018 Other 4811750
Michael John Holt Director 1 Dec 2018 Other 6718705
Benyamin Yehudah Meirowitz Chief compliance officer 1 May 2019 Other 5607250
Allison Ann Ferko Chief legal officer 1 Jul 2019 Other 2882256
Soccoli Chessy West Chief financial officer 1 Jul 2019 Other 7167113
Elizabeth Ann Kelly Chief operations officer 1 Jul 2019 Other 7167114

Indirect Owners

The SEC currently registers 8 indirect owners.

Name Entity Date acquired Ownership Employer ID
Michael Gilbert Mohr Trustee 1 May 1998 Other 1435017
Pierre Morad Omidyar Trustee 1 May 1998 Other 47-3322657
The Pierre M. Omidyar Trust Member 1 Apr 2004 75% - 100% 47-3322657
Joseph Daniel Mansueto Shareholder 1 May 2005 50% - 75% 4470721
Capital One Financial Corporation Shareholder 1 Jul 2005 75% - 100% 54-1719854
James Everett Fellowes Shareholder / chairman of the board 1 Nov 2008 25% - 50% 6880281
Inc. Fellowes Managing member 1 Jun 2016 75% - 100% 36-0770670
Jeffrey Robert Alvord Trustee 1 Jan 2018 Other 6174468

Based in Washington

The principal office where United Income, Inc. performs its advisory services is located at 1660 L St. Nw, Washington, DC 20036, which is also the mailing address of the firm. An additional office of the firm is in Hunt Valley, MD. It doesn’t run an office outside of the United States.

You can reach the main office by calling the phone number 202-558-2017 or by fax 855-215-3032. The normal business hours are 8am - 5pm on Monday - Friday. You can find more information about the New York firm at unitedincome.com.