Ramos Financial Corporation (Larkspur)


Ramos Financial Corporation is a large advisory firm based in Larkspur. It manages $140.27 million of regulatory assets for 96 client accounts. It has been registered with the SEC as an adviser since 2002 and has operated in the jurisdiction of California.

Ramos Financial Corporation provides financial planning services, portfolio management for individuals and small businesses, portfolio management for pooled investment vehicles, portfolio management for businesses and institutional clients, pension consulting services, selection of other advisers, and market timing services. It prepares financial plans for more than 25 clients. On top of advisory services, the firm doesn't engage in other business activities.

Ramos Financial Corporation: assets under management

The assets under management (AUM) of Ramos Financial Corporation is $140.27 million. The firm's AUM has grown by 427% since the beginning of its operation, and the company doesn't manage any assets belonging to foreign clients.

The firm manages $91.32 million in discretionary accounts and $48.95 million in non-discretionary accounts. On average, the discretionary accounts where all decisions are made on behalf of the client hold $2.08 million each. Non-discretionary accounts, where clients actively manage their portfolios, generally hold around $941.38 thousand.

Fees & Commissions

The advisory firm has several streams of revenue. Clients pay Ramos Financial Corporation for their services and products based on a percentage of assets under management, hourly charges, fixed fees, commissions, and performance-based fees. Hourly charges are usually charged for consulting work and special projects. These fees don’t include brokerage commissions, interest, taxes, and other account expenses.

Careers at Ramos Financial Corporation

Charles Joseph Ramos has been acting as President since 1 Apr 2002. Ian David Berman joined the executive team most recently as the Cfo/Chief Compliance Officer.

Direct owners and executive officers


Name Entity Date acquired Ownership Employer ID
Charles Joseph Ramos President 1 Apr 2002 75% - 100% 1613649
Christine Schulz Ramos Board of directors [secretary/treasurer] 1 Apr 2002 Other 4729253
Noel Edward Murphy Cfo, coo, cco 1 May 2003 Other 2625059
Ian David Berman Cfo/chief compliance officer 1 Feb 2006 Other 2913409

Based in Larkspur

The principal office where Ramos Financial Corporation performs its advisory services is located at 900 Larkspur Landing Circle, Larkspur, CA 94939, which is also the mailing address of the firm. It doesn’t run an office outside of the United States.

You can reach the main office by calling the phone number 415-464-9700 or by fax 415-464-9755. The normal business hours are 8:00 a.m.-6:00 p.m. on Monday - Friday.